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EMV Level 2 Kernel

Cardtek EMV Level 2 (L2) Kernel is a middleware application between terminal operating system and terminal payment application which provides an EMV transaction between terminal and card.

Cardtek EMV Level 2 Kernel offers complete L2 Kernel solution for accepting contact and contactless VISA, Mastercard, American Express, Diners, JCB, China UnionPay, India RuPay, Turkish Troy and Interac cards from various payment terminals such as POS, Validator, Kiosk, ATM, MPOS.

With over a decade of providing cutting-edge solutions for global vendors and developing EMV Contact and Contactless EMV Level 2 Kernel projects, Cardtek’s most recent certification supports both contact and contactless payment schemes. The certification, which is critical to enable terminal vendors for smooth migration for EMV and mobile payment transactions, easily adapts to different types of terminals such as tablets, parking devices, outdoor payment terminals, transit validator and retail terminals, thanks to its flexible architecture. For EMV cardholders, the product provides secure and convenient transaction in retailers, transit locations, self-service terminals and other EMV-enabled locations.


Key Benefits

Flexible architecture, multi-platform support
Easy implementation with fixed costs
15+ years of EMV Level 2 Kernel development and implementation expertise
Terminal hardware & operating system independency
Compliance with latest technologies and security standards
Customer support
Cost effectiveness

Key Features

• Compatibility with the latest version of EMVCo standards
• Support for latest contactless technologies such as Mastercard PayPass and VISA payWave
• Secure download and secure management of exception lists
• External and internal PIN PAD support with PCI PED features available
• Fast adaptation
• Supports different platforms (Linux, Windows, FreeRTOS)
• All functions are supported as outlined in EMV specifications
• Layered architecture which allows all layers to perform specific tasks
• Communication between layers are performed with easy and understandable interfaces

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