PayCore EMV Level 2 (L2) Kernel is a middleware application between terminal operating system and terminal payment application providing an EMV transaction between terminal and card.
 
PayCore EMV Level 2 Kernel offers a complete L2 Kernel solution for the acceptance of any card schemes like VISA, Mastercard, American Express, Diners, JCB, China UnionPay, India RuPay, Turkish Troy and Interac, and from various payment terminals, such as POS, Validator, Kiosk, ATM, and MPOS.
 
With over a decade providing cutting-edge solutions for global vendors and developing EMV Contact and Contactless EMV Level 2 Kernel projects, PayCore’s most recent certification supports both contact and contactless payment schemes. The certification, which is critical to enable terminal vendors to have smooth migration for EMV and mobile payment transactions, easily adapts to distinct types of terminals, such as tablets, parking devices, outdoor payment terminals, transit validators, and retail terminals, thanks to its flexible architecture. For EMV cardholders, the product provides secure and convenient transaction in retailers, transit locations, self-service terminals and other EMV-enabled locations.